Stored quote profiles in the frozen catalogue
Clarity before commitment
What sits behind a monthly lease price?
Fee update: 18 September 2026
All totals, effective monthly figures and the CSV below apply the current £499 administration fee including VAT to the archived rental profiles. These are recalculated illustrations, not a record of the fee charged in August. The original source snapshot is preserved; no previously agreed customer fee is changed.
The finding in brief
Among 1,080 stored personal quote profiles sharing a 48-month term, 5,000 annual miles and an initial rental equal to 12 monthly rentals, the median headline rental was £420.19. After spreading the initial rental, 47 remaining rentals and £499 administration fee over 48 months, the median effective monthly cost was £526.88.
The gap reflects the payment structure and fee—not a newly discovered charge, an interest rate, a price increase or a claimed saving. All analysed monetary figures include VAT.
Ten lowest scheduled costs within this cohort
Variants may repeat a model. These are historical examples within the defined cohort, not a ranking of every UK lease or a statement of current availability.
| Vehicle / quote ID | Monthly | Initial | Admin fee | Scheduled total | Effective monthly |
|---|---|---|---|---|---|
| Fiat Topolino6kW 5kWh 2dr Auto · 108919 | £138.34 | £1,660.08 | £499.00 | £8,661.06 | £180.44 |
| Dacia Spring24kWh Expression 70 52kW 5dr Auto · 109169 | £159.78 | £1,917.36 | £499.00 | £9,926.02 | £206.79 |
| Leapmotor T0370kW 37kWh 5dr Auto · 106701 | £177.86 | £2,134.32 | £499.00 | £10,992.74 | £229.02 |
| Dacia Sandero1.0 Tce Essential 5dr · 109148 | £184.72 | £2,216.64 | £499.00 | £11,397.48 | £237.45 |
| Dacia Spring24kWh Extreme 100 75kW 5dr Auto · 109168 | £188.47 | £2,261.64 | £499.00 | £11,618.73 | £242.06 |
| MG Motor UK ZS1.5 Hybrid SE 5dr Auto · 106599 | £195.64 | £2,347.68 | £499.00 | £12,041.76 | £250.87 |
| Peugeot 2081.2 PureTech 100 GT 5dr · 103755 | £197.99 | £2,375.88 | £499.00 | £12,180.41 | £253.76 |
| Renault Clio1.0 TCe 90 Generation 5dr · 108929 | £202.84 | £2,434.08 | £499.00 | £12,466.56 | £259.72 |
| Mazda 32.5 e-Skyactiv G MHEV [140] Centre-Line 5dr · 106319 | £209.03 | £2,508.36 | £499.00 | £12,831.77 | £267.33 |
| Toyota Aygo X1.5 Hybrid Icon 5dr CVT · 109160 | £209.18 | £2,510.16 | £499.00 | £12,840.62 | £267.51 |
Methodology and limits
- Source: the supplied Nationwide Motor Leasing catalogue captured at 10:15:55 UTC on 31 August 2026. The frozen dataset contains 1,365 unique quote IDs with VAT-inclusive prices. No external market sample was added.
- Each observation is a quoted variant/profile, not a completed transaction, unique customer or necessarily a physically available vehicle. The dataset was not randomly sampled and models with more variants have more observations.
- The comparison cohort holds term, annual mileage and initial-rental multiple constant. It does not equalise vehicle specification, maintenance, insurance or running costs. It cannot establish which car is best for an individual.
- Calculations use pence: initial rental + monthly rental × (term − 1) + £499 fee. The effective monthly number is the total divided by the term, rounded to the nearest penny. The median is the middle observation, or the mean of the two central observations for an even count.
- Insurance, electricity/fuel, optional maintenance and contingent charges are excluded. Excess-mileage rates are not present in this dataset and have not been estimated. Final payment schedules must be verified against an actual agreement.
- No previous-month comparison is available. This first snapshot cannot demonstrate a price trend, a market-wide average or a causal petrol-versus-electric saving. Future reports require a new dated dataset and comparable methodology.
Download, check or cite the calculations
Download archived rentals recalculated with the current fee (CSV). Suggested citation: Nationwide Motor Leasing, “August 2026 quote-cost snapshot”, rentals observed 31 August 2026, originally published 8 September 2026, recalculated 18 September 2026 with the £499 administration fee. Retain these dates and sample limits.
For corrections or editorial questions, email sales@nationwidemotorco.co.uk. We are a commercial leasing business; this report is not independent financial advice.
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